Got the girth belt from Victory last week (check topic Dutch Fett for pics). My waist is 33.5, my hips are 35.2 so I got the 36. It fits roomy enough with some stretch left. It sits pretty low so I think I can get it tighter and higher where it belongs... room between buckles. You can tie it really tight now until buckles meet at waist height, but when I want to breath normally and calculate space for cod and back piece it will be 5-7 inches I guess, with still an inch room more or less with stretching.